Home Mortgage Calculator
Estimate monthly payments including taxes and insurance

Loan Amount:
Annual Tax:
Annual Insurance:

Monthly Principal + Interest:
Monthly Tax Escrow:
Monthly Insurance Escrow:
Total Payment (PITI):


The mortgage industry in Colorado is competitive. Shop around at banks, credit unions and independent mortgage brokers. I often see the best deals comming from local banks. Be aware of the fees and costsácharged. Understanding the amortization schedule is cruaial. We often hear realtors say don't throw away money on rent. Well, it's even more important to not throw away money on interest and loan fees that don't pay down the actual mortgage.

Closing fees for a home purchase can include; Title Insurance (approx $1800+) Loan Closing fees
(approx $2,000+ plus points) tax and utility escrows (Approx 1,000+)
Real estate commissions are typically paid in full by the seller averaging 5.6%